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Exchange Bank and Trust Company

Business Loans

Exchange Bank has been successfully partnering with businesses for over 120 years. At Exchange Bank, our loan officers are here to serve you and will work with you step-by-step throughout the application and approval process to ensure all your needs are met. All loan decisions are made locally and we strive to make prompt loan decisions with loan products that fit your business. To review a list of requirements needed when applying for a Business Loan with us, please click on the box below...


Business Loan Products Available

  • Real Estate Loans
  • Construction Loans
  • Term Loans
  • Working Capital Loans
  • Line of Credits
  • Agribusiness Loans
  • Agriculture Production Loans
  • Small Business Administration (SBA) Loans
    • 7(a) Loans
    • 504 Loans
  • Farm Service Agency (FSA) Guaranteed Loans
  • USDA Business and Industry (B&I) Guaranteed Loans

If you are interested in borrowing money to form a business or expand on an existing business contact any of our dedicated loan officers for more information and current rates.
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Consider a Secure Loan With Us


We can help you consolidate debt, make a large purchase, or cover an emergency.